TCx™ Pay

TCx™ Pay

Ensure your payments solution has the performance, flexibility, and support that supports your business’ long-term growth. All while offering your customers the choice of how to pay.

  • Secure ways to accept payments across store touch points
  • Freedom to choose which processors or payment devices are right for you
  • Remove the burden of managing growing payments complexity
  • Flexible support for current and future payments requirements
  • Use a single-source supplier for entire payments value chain
  • Frees up IT teams and budgets for other operational priorities
FREEDOM
FREEDOM

Switch between your devices, device providers, and payment processors

SPEED
SPEED

Reduce implementation time with out-of-the-box integrations

SECURITY
SECURITY

Best-in-class security takes POS out of PCI scope, and includes P2PE and Tokenization

REPORTING
REPORTING

Device state management, audit and reconciliation insights, and enterprise reporting tools

Your payments platform needs to flexibly support your business. 

Whether adopting new ways for your customers to pay, accepting EMV chip cards and new tender types, or incorporating digital marketing into the device display, TCx Pay  lets your customers choose how they want to pay. 

Take advantage of our dedicated high-availability, single end-to-end, turn-key solution with best-in-class security to simplify your supplier complexity in a single step. 

Software features:

Feature

Benefits

Encryption

The proprietary application’s Card Data Entry (CDE) process includes encryption at the time of insert or swipe, secure transport of the card payment data to the payment switch, and tokenization of the payment receipt. Point-to-Point encryption (P2PE) is provided as part of the solution at no additional cost, delivering security throughout the process. In addition, the solution is PA—DSS 3.0 and PCI—DSS 3.0 certified.

Tokenization

TCx Pay provides a single token across all retailer channels that can be used to more effectively track transactions and securely mine CRM data for more actionable insights.

Payment Processor

Integration with major processors in 20 countries, including the US, Canada and Mexico, gives retailers the flexibility to select one or more processors. Additionally, retailers can make processor changes without EMV recertification issues or changes to their store systems or POS registers.

Pin Pads

  • TCx Pay is interoperable with a broad selection of Ingenico and Verifone terminals allowing for complete flexibility to upgrade to the latest device or introduce mobile checkout and Bring Your Own Device (mobile wallets) 
  • TCx Pay V1R2 additionally provides:
    • Expanded EMV contactless support for Ingenico iSC250 and Ingenico iSC480 devices
    • Online WIC support enabled on Verifone and Ingenico devices
    • Smart Card WIC support on Verifone devices
    • Moneris Solutions Certification (in process)

Speedy Payment Innovation

TCx Pay manages all changes in payment compliance processes including EMV plus enables acceptance of payment products such as Apple Pay, PayPal, Samsung Pay, NFC, AliPay and other future payment products, as well as enabling the quick adoption and integration of new payment types without having to go through a recertification process. TCx Pay is already Quick Chip enabled for frictionless checkout experiences.

Architecture Enhancements TCx Pay and ACE/EPS Co-Existence – Retailers now have the ability to utilize both EPS and/or TCx Pay for cashless transactions, allowing retailers the flexibility to enable a mixed environment, and helps smooth the transition from a fully integrated to semi-integrated payments infrastructure
Touchpoints and Retailer Types
  • CHEC Enablement – Allows retailers to consolidate their payments infrastructure across devices, leveraging all the features and capabilities of TCx Pay, now for their self-service lanes
  • AIG & AIR Enablement - Independent retailers and grocers can now take advantage of TCx Pay
Performance Improvements
  • Improved dip speed and EMV Quick Chip - help retailers dramatically improve the customer experience and optimize payment during checkout
  • Automated Application Installer - Simplifies Credit Card Terminal provisioning and setup in existing hardware environments, protecting retailer's investments and helping to streamline the provisioning process with much lower service costs
  • Scrolling Receipt - Enables retailers to show a running record of purchases on the Credit Card Terminal, allowing customers to verify items scanned and receive real-time feedback -- like discounts or coupons -- as items in their cart are being scanned.

Point of Interaction

Improve the overall shopping experience by enabling retailers to deliver marketing programs to customers through the pin pad, including targeted marketing messages, customer surveys, instant rewards, and membership opportunities.

Powerful Business Insights

TCx Pay is designed to make the back office procedures easy and keep areas like accounting reconciliation, analysis, and device monitoring in compliance with PCI requirements. To ensure easy manageability and access to powerful insights, an enterprise reporting portal is included. Retailers also control their own data, which is stored in co-located data centers

Easy Omni-channel Integration

TCx Pay can easily integrate with various retailer payment points. From traditional to cloud-based POS solutions, the flexible SDK can be integrated in a few weeks. For highly customized solutions, integration can be accomplished in weeks instead of months, and with minimal to no changes to the existing POS software. TCx Pay also offers SDKs for e-commerce, in store mobile tablets and customer mobile wallets allowing retailers to deliver a seamless shopping experience.

Return on Investment

TCx Pay can easily integrate with various retailer payment points. From traditional to cloud-based POS solutions, the flexible SDK can be integrated in a few weeks. For highly customized solutions, integration can be accomplished in weeks instead of months, and with minimal to no changes to the existing POS software. TCx Pay also offers SDKs for e-commerce, in store mobile tablets and customer mobile wallets allowing retailers to deliver a seamless shopping experience.

TCx™ Pay Brochure

Collateral

TCx™ Pay Brochure

Specifications
 

Software features:

Feature

Benefits

Encryption

The proprietary application’s Card Data Entry (CDE) process includes encryption at the time of insert or swipe, secure transport of the card payment data to the payment switch, and tokenization of the payment receipt. Point-to-Point encryption (P2PE) is provided as part of the solution at no additional cost, delivering security throughout the process. In addition, the solution is PA—DSS 3.0 and PCI—DSS 3.0 certified.

Tokenization

TCx Pay provides a single token across all retailer channels that can be used to more effectively track transactions and securely mine CRM data for more actionable insights.

Payment Processor

Integration with major processors in 20 countries, including the US, Canada and Mexico, gives retailers the flexibility to select one or more processors. Additionally, retailers can make processor changes without EMV recertification issues or changes to their store systems or POS registers.

Pin Pads

  • TCx Pay is interoperable with a broad selection of Ingenico and Verifone terminals allowing for complete flexibility to upgrade to the latest device or introduce mobile checkout and Bring Your Own Device (mobile wallets) 
  • TCx Pay V1R2 additionally provides:
    • Expanded EMV contactless support for Ingenico iSC250 and Ingenico iSC480 devices
    • Online WIC support enabled on Verifone and Ingenico devices
    • Smart Card WIC support on Verifone devices
    • Moneris Solutions Certification (in process)

Speedy Payment Innovation

TCx Pay manages all changes in payment compliance processes including EMV plus enables acceptance of payment products such as Apple Pay, PayPal, Samsung Pay, NFC, AliPay and other future payment products, as well as enabling the quick adoption and integration of new payment types without having to go through a recertification process. TCx Pay is already Quick Chip enabled for frictionless checkout experiences.

Architecture Enhancements TCx Pay and ACE/EPS Co-Existence – Retailers now have the ability to utilize both EPS and/or TCx Pay for cashless transactions, allowing retailers the flexibility to enable a mixed environment, and helps smooth the transition from a fully integrated to semi-integrated payments infrastructure
Touchpoints and Retailer Types
  • CHEC Enablement – Allows retailers to consolidate their payments infrastructure across devices, leveraging all the features and capabilities of TCx Pay, now for their self-service lanes
  • AIG & AIR Enablement - Independent retailers and grocers can now take advantage of TCx Pay
Performance Improvements
  • Improved dip speed and EMV Quick Chip - help retailers dramatically improve the customer experience and optimize payment during checkout
  • Automated Application Installer - Simplifies Credit Card Terminal provisioning and setup in existing hardware environments, protecting retailer's investments and helping to streamline the provisioning process with much lower service costs
  • Scrolling Receipt - Enables retailers to show a running record of purchases on the Credit Card Terminal, allowing customers to verify items scanned and receive real-time feedback -- like discounts or coupons -- as items in their cart are being scanned.

Point of Interaction

Improve the overall shopping experience by enabling retailers to deliver marketing programs to customers through the pin pad, including targeted marketing messages, customer surveys, instant rewards, and membership opportunities.

Powerful Business Insights

TCx Pay is designed to make the back office procedures easy and keep areas like accounting reconciliation, analysis, and device monitoring in compliance with PCI requirements. To ensure easy manageability and access to powerful insights, an enterprise reporting portal is included. Retailers also control their own data, which is stored in co-located data centers

Easy Omni-channel Integration

TCx Pay can easily integrate with various retailer payment points. From traditional to cloud-based POS solutions, the flexible SDK can be integrated in a few weeks. For highly customized solutions, integration can be accomplished in weeks instead of months, and with minimal to no changes to the existing POS software. TCx Pay also offers SDKs for e-commerce, in store mobile tablets and customer mobile wallets allowing retailers to deliver a seamless shopping experience.

Return on Investment

TCx Pay can easily integrate with various retailer payment points. From traditional to cloud-based POS solutions, the flexible SDK can be integrated in a few weeks. For highly customized solutions, integration can be accomplished in weeks instead of months, and with minimal to no changes to the existing POS software. TCx Pay also offers SDKs for e-commerce, in store mobile tablets and customer mobile wallets allowing retailers to deliver a seamless shopping experience.

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